Ortho Mattress has many finance and payment options to help you purchase your mattress. With your good credit, Synchrony Bank can pre-approve you online or you can come into a store today to apply. Affirm financing allows you, with easy checkout and instant approval, to pay over time and split your online purchases into 3, 6 or 12 months with low rates between 10%-30% APR. American First Finance offer 90 days Same-As-Cash option and SNAP Financing is our 'No Credit Check' financing option. Of course, there is always Free Lay Away for up to 6 months at Ortho Mattress. Call or visit any Ortho Mattress location for complete financing and payment option details.
No interest if paid in full within 6, 12, 18, 24 months*
On $599, $899, $1,499, $1,999 purchases made with your Synchrony Bank Credit Card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.
- Purchases of $599 or more qualify for 6 month offer
- Purchases of $899 or more qualify for 12 month offer
- Purchases of $1499 or more qualify for 18 month offer
- Purchases up to $1999 or more qualify for 24 month offer
- Minimum monthly payments required.
0 Down Payment**
* Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full winthin the promotional period which may be 6,12,18, or 24 months. If you do not, interest will be charged on the promotional purchase from the purchase date. Depending on the purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by the end of the promotional period. Regular account terms apply to non-promtional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99% Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their application terms. Subject to credit approval. Subject to change without notice. See stores for details.
0% APR For 60 Months*
On purchases of $4,999 or more with your Synchrony Bank Credit Card. Equal Monthly Payments required for 60 months.
- 0 Down Payment **
- Save Time by Applying Online
- Safe to Apply
- Purchases more than $4999 qualify for 60 month offer
* Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to intial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. See stores for details.
** Ortho Mattress does not require a down payment if the purchase is made with your Synchrony Bank Credit Card.
How does Affirm Work?
We have partnered with Affirm to give you a simple way to make that special purchase with no hidden fees. Easy Monthly Payments: Provide some basic information and get instantly approved to split your purchase into 3, 6, or 12 monthly payments. A $950 purchase may cost $88.15 for 12 months AT 20% APR. (Rates from 10-30% APR) Flexible Payments: Simply pay your monthly bill using a debit card, bank transfer at affirm.com/pay.
Just Select Pay with Affirm at Checkout.
In today’s tough economic times many extremely credit worthy consumers are finding it increasing hard to get approved for financing on the amount they need as traditional banks and financing companies have tightened their credit requirements. American First Finance offer programs up to 86% approval rates. In most cases American First Finance customers can be approved instantly by filling out a simple one-page application.
- No Down Payment Available
- 101 days same as cash
- No Credit Required*
- Establish or re-establish Credit
*Credit elements are checked and used in our underwriting decision, in the event an applicant doesn't have traditional lines of credit, we accept alternative credit qualifiers. Visit a store for details.
Get approved in seconds and get the mattress you want with an affordable payment plan.
- NO CREDIT CHECK!
- 12 Month Term
- 100 Day Cash Payoff
- 18 years of age or older
- Open and active checking account for the past 90 days
- No NSFs in the past 30 days
- Steady source of income ($1000.00/month min.)
- Income deposited to checking account
† Approved amount is determined by banking information, employment information and other factors. Visit a store for details.
If your budget is tight, but you want to take advantage of our current sales event or pricing, try our Ortho Mattress in-store FREE Lay-Away Plan. Take up to Six months to lock in your price savings.
- 6 Months Free Lay-Away Plan
- No Lay-Away Fees or Charges
- 10% Down
- Monthly Payments required